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Help! I'm Losing My Home

Diamond started this conversation

I lost my job and I have become disable, I need help before I lose my home.  I have until September to come up with $17,000.00 to get up with my home payments.  My prayer request to God was for my home to be paid off in full.  I know God is able - I pray that a special person will read this cry for help and allow God to prevail through them. 

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SisterServant   in reply to tinhorse
Hi Sheila,
If you are praying, God is listening. You might want to add a few more words to your prayer, like " thank you God for providing a solution that will allow me to keep my home. Thank you for giving me wisdom and guiding me in the right direction. I trust you and I know that you love me, therefore I am claiming all the good that you have for me, In Jesus' name, I pray. Amen. "

If you add these positive affirmations to your prayer, it should help. Make sure you give thanks to God every day for helping with this financial situation. I have found that giving thanks (instead of saying dear God please help me) allows God to see that we are trusting Him more for right outcome. He has helped me with many financial situations. I finally learned (after I asked the first time) to begin thanking Him in advance. He wants to know that we trust Him unconditionally.

Secondly, it sounds as though you need an advocate to help in this situation. I don't know what state you live in, but there should some agency that will help you sort this out, especially if you have a DOCUMENT stating the amount that they told you to pay since October. You could try calling 2ll to see if there is an agency that will help you work on this. If you don't get any results from this, begin with the state consumer affairs and see if they can give you a referral.

I will pray with you that God will show you the solution he is ready to provide. .
SisterServant
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woman in a shoe   in reply to tinhorse
I don't know what your percents is on your mortgage if u paying 6 percent u paying to much. Right now u can get a mortgage on a home for 4 percent. If its higher than 4 percent go and have it remortgage it that will lower the payment good luck
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tinhorse   in reply to Hope is here
I read your msg to toehead . my situation is similar and wanting to know if you can help?
ive asked my mortgage company if they could help and they put me on a mortgage modification but I got a letter saying that there was no hope so sale my house. I have been paying the mortgage amount they told me since Oct 2013 and now they are saying that I don't qualify for a remodification...i'm now supporting a family of 8 and all I need is the mortgage company to work with me so I can afford my payments.....but they won't....pretty much they say get out.....not so easy ......I have been praying for a solution....so if anyone has any info for me how to keep my home, I would really appreciate it.......thanks sheila
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woman in a shoe   in reply to Retrobute
Don't give up on life. God got a plan for all of. But for one thing he don't answer prays as fast as we want him to.Like u said your daughter got your wife down the stirs and u don know how that was God helping her every step she took and got her In the car.u said u got a call to get to the hospital it was God that help u every step of the way so keep praying and u will come out of it. It mite not be today it mite not be next mo but u will just keep your head high and keep going u will make it when u do I would like u to tell me
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Retrobute   in reply to Peanutbutter3842
In the same boat! I pray for u as I hope u will for us!
God Bless
Joe B
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Retrobute
A letter I wrote to the Pope, I am that desperate. I have pretty much quit on society!
First, let me congratulate you on your appointment. I as many am so impressed with your message and understanding of the situation of so many. (The Poor and like, THE NEW POOR) We as people who are trapped in a void, unable to move forward due to the restrictions put on us by life. It sounds pretty simple to escape but it's not....

Life includes, Home, Children, Education, Food, Maintenece's, Medical and Just basic life needs. In just two years, I have gone from a thriving hard working family man to a true suffering soul. Below, I will leave a letter I have sent to many for any type of help but have received virtually not even an acknowledgment! My job before I broke my back was as a Labor Representative, I fopught for people every day to make sure they had a job, that they were treated fairly and that they also overcame thier own demons to become employable and a value to themselves as well as the people paying them. Now, at 53 yrs old, I can not even get out of bed in the morning, through the hard work I loved so much, It has destroyed my body. I am now disabled with rods in my spine. I don't complain much. Many more have i so much worse in the world. Just two yrars ago I was able to sustain a decent life and help my children and wife. Now, I can not. We al suffer horribley beause of this.

To make matters worse, one year ago, 30 days after they cut open my spine 18 inches to fuse the once undefeatable back. My beautiful wife of 30 years fell very ill. She went into a Coma and by some unknown reason, my 20 year old daughter heard her mom's moans in the middle of the night. She, who I will get to later, somehow got her mom down the stairs and to a hospital. I had been sleeping in a lower level of the house due to my own healing from this horrible surgery. I got a call to get to the hospital ASAP. It took me 2 hours to pull myself together enough to get in the truck and get to her side. There was an Ambulance there waiting.... As I walked with my canes to where my daughter was a Doctor came to me. I asked him why my wife was being sent to this Ambulance. He replied that he was sorry to tell me that my wife had gone into a coma and almost had a stroke due to her conrtracting LEUKEMIA..... I pulled myself to her and kssed her cheek as they sent her to ROSWELL PARK CANCER INSTITUTE in Buffalo, NY.... We all followed and watched as my wife was rushed to the best Doctors in the world. I could see she was finally in comfort...I was told by a Dr there that she is very lucky and the next few days will be very critical ! We wited very paitiently. I was never in so much pain and despair in my life. I prayed every minute it seemed. !!!!!!!!!!!!!

It is amaizing that my daughter found the strength and had the medical awareness to do what she did.... She is a brilliant child. Always interested in the medical field.... This is what blows my mind, 6 months before any of us were so ill my daughter had a serious accident and got a brain injury. She missed school for a year, missed work for a year and depended 100% on me for support. I did it the best I could, her mom and I fought hard to do everything while our life was being destroyed minute by minue around us... WE NEVER HAD MEDICAL INSURANCE BECUAUSE AFTER I LOST MY JOB, WE COULD NOT AFFORD IT. When we went for help, because I was disabled and collected a small pension, They said we were over the treshol for any sort of help.

Now we have all beeen ome for one year, I go to the Dr. once a month, my wife goes to the Cancer hospital Once a month, my daughter goes to the brain Dr. ONCE A MONTH. When I abrubpyly had to leave work, I now make half of what I use to, I still have al the same bills. I am slowly losing everything and soon will have to sell all I have just to be able to urvive any longer. My wife is on very expenive medication that she must take daily for the rest of her young life. My daughter may be going back to school on a limited basis. The Dr wants her to go slow until she does not have such severe head aches. Me --- I just deal wit the pain and suffer through every day. I have thought about just ending my life. BUT THEY NEED ME. I am so meentally stressed, because although my body, myGod given tool, failed me..... MY MIND WILL NOT LET ME STOP LOOKING FOR A WAY OUT OF THIS FINACIAL MESS. I refuse to give up. I have a cross that I sleep with every night hoping it gives me the answer to this never ending and growing mess! Can you believe there is no where I can go? I have gone to the church for food, I have made arrangements with my bills, I have tried so hard to sell things I have. The end is coming quicker than I can deal with it. I am losing my mental strength. There will be no Holiday other than a few prayers and hopefully a great dinner. I have told my wife, I want no Christmas tree, no lights, gift exchanges or expectancee. I am soo tired of life because today is the same as yesterday and tomorrow will be the same as today. I know that there are many people in the world worse off, there always are. I pray for them, I hate and cry for the Children. It breaks my heart. I was always the guy who helped people because I was able to. I was in a position to find a desperate man a job so at least he would be able to have groceries for his children. I and friends would put our money together at Thanksgiving to buy groceries for 6 dinners and hand them out to the six neediest families of our Labor Local. Even after my friends both passed away, I continued this grat gift. It quietly kept me content to know I helped someone. NOW, I HAVE NOTHING, I AM LOSING HOPE, STRENGTH AND WILL. I am too proud to let people know of our situation. I am tired after almost three years of this. We have been married for 30 years. We have 3 beautiful, talented, smart Children. God has been good to us by giving each of them a great gift of ART, BRAINS AND DETERMINATION . NOW I CRY MORE THAN I SMILE. I STAY ALONE MORE THAN I CONGREGATE. I THINK ANSCHEME MORE THAN I MOVE FORWARD.

I HAVE LOST MY WAY. SOCIETY IN AMERICA IS DESTROYING THE MIDDLE CLASS. We are caught in a void of bills and a MEDICAL nightmare that we had no control of. Never in my life was this suppose to happen to us. Some nights I pray I don't wake the next morning..... LIFE HAS DONE THIS TO ME, TO US! SOME HOW MY WIFE SMILES THROUGH IT ALL AN GENTLY TELLS ME THAT SOMETHING GOOD IS COMING, TO KEEP FAITH. IT IS SO HARD, BUT I DO. I KEEPSOMEHOW LOOKING FORWARD. UNFORTUNATELY ALL I SEE IS DESPAIR. THERE IS NO LIGHT. FOR THE 1ST TIME IN MY LIFE, I HAVE NOT ONE PENNY. I HAVE NOTHING TO SHARE. I HAVE NOTHING IN MY HEART. I AM EMPTY. I beg for u to pray for Joseph, Sandra, Andrieanna,, NY, 14221.

God Bless you
JB


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Pansy88
My mom had a stroke three years ago. Her interest rate is very high and she can no longer afford it. We do not want to loose our family home.
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Salsahair   in reply to Hope is here
Hi, can you help me get my home back?
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Peanutbutter3842
 in response to Hope is here...   I am disabled my husband had lost his job for two years & e never got caught up.We have no family our kids disowned us because my son says I am to much trouble.As for the daughter we caught her stealing fro us.She disowned us & took our two beautiful grandkids away.I am two months in areas.They say they are going to start foreclosure Jan 1st,2011.I am wheelchair bound to bed due to a spinal disease I was gifted with
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Hope is here
 in response to toehead...   Even if you already lost the house you can get it back. Allow us to help! Call ASAP 702 518 6522
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j88
 in response to ttinita...   I may be able to give you a few suggestions. you may email me at ahouse4u22@yahoo.com. I will respond back asap. talk to you soon...
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toehead

  i am losing my beautiful 225 thousand dollar home due to no fault of my own. I had a great job apprx: 75 to 100 thousand a year or more and lost itwhen i  became disabled and my wife left me . i am raising my daughter and son with little help from their mom. what can i do? i am desperate and will sell my house on short sale if help doesnt come my way soon! i need to refinance can someone help me or direct me down the right path  please and God Bless!

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joyness19
 in response to ttinita...   

I can help you to get a Loan modification. It's not a refinance and you do not need an appraisal. Basically, our team negotiates with your lender to get you a payment that you are comfortable paying.  You can send an email to Admin@Ejhomesolutions.com and I will be happy to send you free information. 

 BTW I personally know what your going through, only, when I went through it, the law wasn't passed that lenders had to give a loan modification. I guess I went through it too early in the game. 

 God Bless

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ttinita

This is happening to us right now to we have to come up with 10,000 in past property taxes in two weeks we are in way over our heqads, and i know god is hearing our crys, best of luck to you and i will send out a pray for you... tina

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